Housing
Plenty of reasons to buy a home
January 29, 2012 | Author Mark
Experts say that potential home buyers still have the feeling that prices will drop. And not only them. The latest economic bulletin of the Bank of Spain said that is expected to continue the fall in house prices.
Besides this feeling that has an important role in the purchase decision, interested in buying property have also been affected by the tightening of the conditions of the banks and the granting of a mortgage. Not surprisingly, the growth of mortgage credit was 0.1% on year, according to data from the Bank of Spain.
And this we must add that only credits are awarded for 100% of the purchase amount, which makes access to all those people who do not have the money to provide 30% (20% of the input plus 10 % forecast for expenditure) is not going to pay the bank.
‘STOCK’ HOUSING
The associations of developers and estate agents say that since last fall, there has been an improvement in housing statistics, sales have increased and multiplied visits promotions floors. One of the triggers for this increased interest may have been the announcement that in 2011 can no longer be tax deductible for the purchase of housing. In fact, there are few young people are willing to buy a house during this year just to benefit from this. In this regard it is noteworthy that the Minister of Housing, Beatriz Corredor, has been one of the institutional voices that has encouraged the purchase “before 2011″. For two reasons: first because later “will be fiscally costly,” and second because, in his view, prices “could bounce upward.”
However, both in the last newsletter of the Bank of Spain and the Instituto Juan de Mariana, reflects that some experts believe that housing in Spain is “overrated” so we would expect prices to continue falling in coming months.
Nor is it encouraging to know that buyers, even though dry has slowed housing construction, there are more homes that are completed they are sold. And this is something that will continue in the short term, because in the years of boom began many homes that are ending now, which would suggest that could continue the cheapening of housing developments due to excess Read the rest of this entry »
Posted in Housing, Real Estate News | 
Tags: home buyers, house, reasons to buy a home | 
No Comments »
Environment Consideration on Insulation Choosing
January 28, 2012 | Author Mark
Various insulations are available in the market and we also have various considerations before we choose one of the insulations. One of the major considerations when we are choosing a material for insulations is environment consideration. The perfect material that is environmentally friendly is one that save the energy and has long lifetime. Insulations lifetime becomes a crucial thing related to the energy that is needed for the making process.
Based on the North American Insulations manufacturers Association research, the insulations that are made in US are saving about 12 times energy usage. For example, if we are able to choose a perfect material for one that can stand about five years, then we are able to save a huge amount of energy than when we are using insulations with a material that can only stand about three years. If many people are having the same awareness as we have, then we are able to save a great amount of energy.
Another thing to remember when we are choosing insulations material related to environment are the insulations disposal and usage. We have to make sure that the insulations are non toxic and made from the renewable material that won’t pollute the environment. One thing we have to understand is that the material toxin is able to affect the air. It means not only will it dangerous for the environment, but also family’s health. For the durable and safe insulations, we can directly go to insulation supplier on the reliable store, InsulationSuppliers.org UK.
Selling homes in economic crisis
January 26, 2012 | Author Mark
Banks, savings banks, developers, individuals have a huge inventory of homes that do not get put on the market. Selling houses is a difficult art in the current … There are extraordinary professionals that display the best services without success …
We picked up some tips, tricks, methods to sell homes and real estate during the economic crisisy. Our 10 gold tips are:
1. Set a realistic price in current market conditions. You can not sell if your immediate environment this type of housing is given to the lowest price, or given the fact that it does not sell any property. Take time to read about the prices of similar homes that are for sale.
2. Unlike housing. With the level of unemployment in Spain and the very low level of activity in construction is readily available and very cheap postponed deadlines to differentiate your home. Enter substantial improvements to distinguish cheap property for sale. Innovation and product differentiation. Home automation, Internet access, aesthetics, fencing, painting, gardening, a home “green” solar panels, energy saving, etc.. and so on. … can be very small investment which separate housing and reassess. Take care of details. Leave it as if you were to live you, but depersonalize the house: no personal details.
3. Provides favorable conditions for financing and paying for housing. The worst thing for a developer or owner is not selling and maintaining stocks. Posed formulas deferred sales milestone payments after passing the worst of the crisis. Make a custom suit the buyer. Everyone thinks that the crisis will not last more than two years, if you avoid stress of uncertainty in bad times, will become more daring to buy the house you like or need.
4. Concentrate your efforts in promoting housing in those groups or segments that can really be interested. If you have previously solved the above issues is time to think about promoting housing. Can you get in touch with the families of people living near your home? Sometimes a promotion among people living nearby is the best way to sell. People want to have your friends and family near where they live ….
5. Sell to people who come back to the city. Is there somewhere in your city or place that is creating new jobs that come from outside? Immigrants, expatriates … Get contact. Make attractive brochures, unique. Offers car and find them housing teach.
6. Sell the house and its surroundings. Identify all the strengths of the environment one by one, put them on a digital map (eg Google Maps) and “sell them” also in conjunction with housing. They can identify how much time you walk or by car, bus, the nearest pharmacy, health center, school, grocery stores, movie theaters, restaurants, parks, recreation, or the most interesting services. It may be a central location, or a future site, quiet …. both have their advantages … Identify them and sell them well!!
7. Foreign demand exists and the Internet can get to connect to it, consider it. Conventional markets UK, Germany, Scandinavia are down … But what if they changed the product (point 2), have different and you have done to your liking …. In any case there are new untapped markets: Russia, Eastern Europe, Arab countries, Turkey …
8. Promote your home on the Internet wisely. You have many possibilities for the sale of housing sites, ads, social networking (twitter, facebook …)… But the best is to try to sell it in places where your home is not much competition and give it a very Read the rest of this entry »
Posted in Housing, Real Estate Tips | Tags: crisis, housing, real estate, Selling house, Selling real estate | No Comments »
Let’s drop the price of housing
January 21, 2012 | Author Mark
Some experts claim against the expenditure that has been done to maintain prices after the U.S. government has implemented numerous plans to keep housing prices artificially waiting for an economic recovery, some economists and analysts are urging the Obama administration to stop the housing market to fluctuate freely up to a crash if needed (talk about a decline of more than 10%)
In their opinion, would allow the entry of new buyers at low prices that would bring in a natural way the desired stability of the housing market that the government is seeking to spend millions of dollars that are just getting (the price of housing plummeted in recent years, home sales are minimal). is that in recent months the U.S. government was quick to intervene in the market using tax credits, changing mortgage programs, promoting low interest rates, among other measures.
Clearly, the article explains the new york times, would hurt a major group from the standpoint of political and economic: the owners of flats, that the more “poor” feel, the less spent on consumption.
Certain alarms jumped last week when Secretary of Housing and Urban Development, Shaun Donovan, said that would do everything necessary to ensure that the housing market recovers, which was subsequently denied by the administration.
Some experts say the government’s attitude so artificial keeps Read the rest of this entry »